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Loans for Bad Credit

It wasn’t long ago that loans for bad credit didn’t exist. If you made a financial mistake one day, forgot to pay a few bills, found yourself short one month or failed to pay a loan installment, you became restricted in terms of future credit literally overnight. Thankfully bad credit loans are now widely available and you can apply for one in minutes through our easy-to-use website.

Why choose us?

We have been arranging bad credit loans for individuals since their inception and today we boast one of the largest and safest panels of lenders on the Internet. We will do everything we can to help you get the loan approval you need, and all with one simple application form.

It doesn’t matter if:

  • You have a poor credit history or a low FICO score
  • You have loans for bad credit already in your name
  • You’re a first time borrower with us or with any Internet lender
  • You’ve never had any form of credit in your life

The lenders we work with are only interested in one thing:

Your ability to repay the money you borrow on the day you next get paid or according to the installment agreement you set up…

Getting an approval

The vast majority of individuals who submit an application for bad credit loans through our site get approved. Remember that we work with a wide range of private lenders and some will lend where others won’t. The application form requires you to provide us with the following information:

  • Some personal details including a phone number, a residential address and a working email address.
  • Details of your current employment including how long you have been working there. Most lenders require you to have been in the same employment for a minimum of 30 days, whereas others specify 90 days.
  • Details of your regular monthly income from employment. This needs to be more than you wish to borrow unless you are applying for a larger loan to be repaid over several months.
  • Details of a suitable bank account with deposit and debit facilities.

Thousands of Americans turn to the internet for loans for bad credit each week because they are hassle-free, quick to arrange and they don’t require a credit check. By applying today you get the money you need without delay and repay it when you have the funds – often on the date of your next payday.